Tucson's Home Mortgage Lender

Top 10 Reasons to get your Home Mortgage at TucsonsBestMortgages.com

1. The Best Service: The Best Mortgage is not the best without the best service. What I excel at is providing the best service available for your mortgage. This means a full and detailed explanation of the loan process. It also means I’m available to answer all your questions or concerns at any time. It is also very important to keep you updated during the loan process so you will always know what is happening.

2. Communication: If you are purchasing home there are many parties involved in the transaction; Your Real Estate Agent, The Listing Real Estate Agent, and The Escrow Agent. It is my job to keep all the different parties updated throughout the entire loan process.

3. The Right Loan Program: Although the 30 year fixed rate program is still the most popular loan program chosen, there are many more choices out there that may be a better choice for you. Do you need an Interest Only Loan, Adjustable Rate Mortgage, Balloon, Stated or possibly a No Doc? I review your particular needs and situation so we can choose the loan program that is best for your unique situation.

4. The Big Picture: It’s my job to review your total financial situation so I can recommend the right loan program for you. During this process we will discuss retirement plans, college savings, future earnings, investments and tax returns. Asking the right questions could save or earn you lots of additional money.

5. Origination Fees and Discount Points: Should you pay an origination fee or discounts points, or how about closing costs? I analyze all these options to determine the best rate for you.

"My entire experience working with this team at First Magnus Home Loans was excellent and better than I ever could have hoped . I will recommend this team to anyone I know who is interested in buying a home. Thank you." -- Mya Hoeflinger

6. Mortgage Insurance or Second Mortgages: Do you have to pay Monthly Mortgage Insurance, Upfront Mortgage Insurance, or no Mortgage Insurance. What about Second Mortgages and Home Equity Lines of Credit. I will also tell you how your credit report and FICO scores affect both your interest rate and which options are the best for you.

7. Total Cost Approach: So many people think the rate is the most important part of their mortgage. While it is one of the most important factors in choosing a rate there are many other factors including; closing costs, points and origination fees and length of time. This is called the Total Cost approach will show you the total cost of your mortgage over a period of time.

8. Prequalifying – If you are thinking about purchasing a new home, I will prequalify you before you start looking. That way you and your Realtor will know what price range you should be shopping in, and exactly how much your closing costs and down payment will be as well as your estimated monthly payments.

9. Referral Source: Once I start working with you, I become a referral source for you. Whether you are new to Tucson or have lived here all you life, you may still need a referral for someone to prepare you taxes or help with your financial planning. Whatever your needs I hope I can be of some assistance. Check out some of my referral partners on the Referral Sources page.

10. The Truth: Honesty really is the best policy. I have never known any other way to do business. I won’t mislead you or mistreat you. If you can’t trust me, don’t work with me.